Bridging the rural-urban digital divide
From a village in Murshidabad to shops across West Bengal and India — we're bringing banking to where people already are: their neighbourhood store.
The nearest bank shouldn't be a bus ride away
In much of rural Bengal, withdrawing cash, sending money home or paying an electricity bill still means a long trip and a longer queue. Yet every village has a trusted local shop.
AexoPe was started in Chandipur, Murshidabad with a simple idea: equip that shopkeeper with the tools of a bank. With Aadhaar-enabled payments, instant money transfer, Micro ATM, bill payments and recharge on a single platform, a shopkeeper becomes a financial service point for the whole community — and earns a steady additional income doing it.
Today we work with retailers, distributors and master distributors to take that model across West Bengal and the rest of India.
- Built for
- Local retailers
- Headquartered in
- Murshidabad, WB
- Support
- 24 × 7
One platform
Five essential services at every counter
- AEPSFingerprint-based cash withdrawal, balance enquiry & mini-statement.
- DMT24x7 instant transfers to any bank account in India via IMPS / NEFT.
- Micro ATMTurn your shop into an ATM booth with debit-card cash withdrawal.
- Utility & BBPSElectricity, gas, water, postpaid bills & FASTag from one dashboard.
- Mobile & DTH RechargeInstant prepaid and DTH recharge for every major operator.
Our Mission
Transform every shopkeeper and small business owner into a digital mini-bank — making essential financial services accessible in every village and town.
Our Vision
A financially included India where local entrepreneurs are the trusted bridge between their community and the digital economy.
“Our mission is to empower local merchants and retail entrepreneurs with seamless, secure micro-banking services. AexoPe turns every neighborhood store into a trusted financial hub.”
Ritwik Hazra
Co-Founder, AexoPe
Jiarul Sheikh
Co-Founder, AexoPe
What every AexoPe partner can count on
Four promises that shape how we build the platform and how we show up for our retailers and distributors.
Transparency
Clear commission structures and charges. No hidden fees — every rupee is visible on your dashboard.
Security
Biometric authentication and encrypted transactions keep your customers' money and data safe.
24/7 Ground Support
A local team that speaks your language — on the phone, on WhatsApp and on the ground.
High Commission
Industry-leading margins so that every transaction meaningfully grows your income.